Enter your income, monthly debts, and down payment to find your real price range before you start shopping. We run three common lending rules so you can see how they compare.
Income before taxes, 401k, and deductions — shown on your W-2 or offer letter
Car payments, credit cards, student loans — not rent
Amount you can pay upfront toward the home
Current average 30-year rate is around 6.5–7%
Most buyers choose 30 years for lower monthly payments